Experience Quality Primary Care Without Insurance Hassles

Introducing Direct Primary Care (DPC) at Internal Healing & Wellness MD – personalized healthcare at the best possible value.

What is Direct Primary Care (DPC)?

Direct Primary Care (DPC) is a healthcare model where you pay a flat monthly fee for unlimited access to a wide range of primary care services. This means no surprise bills, no confusing co-pays, and no waiting for insurance approvals.

Direct Primary Care

The IHAWMD Advantage

  • Affordable & Transparent Pricing: We partner with local labs and imaging facilities to offer the best possible prices. Our website outlines our fee structure clearly, so you always know what to expect.
  • Uninsured? No Problem: We proudly serve uninsured and underinsured patients, offering quality care regardless of insurance status.
  • Insurance Flexibility: We can facilitate the submission of superbills for potential reimbursement if you have insurance.

DPC Membership Plans

Secure Affordable, Personalized Care

  • Our low monthly membership plans give you year-round access to the care you need.
  • A La Carte Option: If you prefer to pay per visit, we offer transparent à la carte pricing options.

Who Benefits from DPC?

  • Individuals and families without insurance
  • Anyone seeking a closer relationship with their doctor and more personalized care
  • Those with high-deductible health plans
  • Small businesses seeking affordable healthcare solutions

Affordable Healthcare Solutions for Your Small Business

Empowering Your Employees, Controlling Your Costs: How QSEHRA and DPC Work Together

Providing healthcare benefits for your employees is essential, but traditional group health insurance can be costly and inflexible. At Internal Healing & Wellness MD, we've partnered with a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) administrator to offer a solution: a tax-advantaged and customizable healthcare plan that integrates perfectly with our Direct Primary Care (DPC) services.

Direct Primary Care

What is a QSEHRA?

A QSEHRA is an IRS-approved benefit program specifically designed for small businesses with fewer than 50 full-time equivalent employees. It allows you to set aside a monthly allowance to reimburse employees for a variety of qualified medical expenses, including:

  • Individual health insurance premiums
  • Direct Primary Care membership fees (like those offered at Internal Healing & Wellness MD!)
  • Doctor visits, prescriptions, and other out-of-pocket medical costs (refer to IRS Publication 502 for a complete list)

How Does QSEHRA Work with DPC?

  • You Set the Budget: Determine a monthly allowance for each employee as part of their benefits package. This amount is tax-deductible for your business.
  • Employee Choice: Your employees have the freedom to select the individual health insurance plan that best meets their needs. They can also use their QSEHRA allowance to cover their membership fees for our DPC services, ensuring access to affordable, personalized primary care.
  • Tax-Free Reimbursement: Employees simply submit receipts or invoices for their qualified medical expenses (including DPC membership fees and health insurance premiums) for reimbursement up to their designated allowance amount. These reimbursements are tax-free for both the employer and the employee.

Key Benefits of QSEHRA + DPC

Cost Savings

Because DPC services typically have lower overhead costs than traditional healthcare models, both employers and employees can experience significant savings. You'll save on premiums, and employees will benefit from reduced out-of-pocket costs. QSEHRA's tax advantages further enhance these savings.

Flexibility and Customization

This unique benefit combination empowers your employees. They can choose the health insurance plan that best suits their needs, while your business gets to control healthcare spending through the predetermined allowance amounts. It's a win-win for everyone!

Attract and Retain Top Talent

In today's competitive job market, offering innovative benefits like QSEHRA and DPC demonstrates your commitment to employee well-being and can give you a significant edge when attracting and retaining top talent.

Simplified Administration

Partnering with a reputable QSEHRA administrator minimizes the burden on your business. They handle the complexities of the program, offering guidance and support throughout the process.

Is QSEHRA + DPC Right for Your Small Business?

Ideal for

Businesses with less than 50 full-time equivalent employees seeking an alternative to traditional group health insurance.

Well-Suited for

Companies that want to empower their employees with healthcare choices while offering a cost-effective benefits package.

How to Get Started with QSEHRA and DPC

Educate Your Employees

We'll provide you with resources and tools to explain QSEHRA and DPC benefits to your team.

How Does QSEHRA Work with DPC?

Determine the monthly allowance you'd like to allocate per employee.

Empower Your Team

Your employees can enroll in a QSEHRA plan and choose an individual health insurance policy that suits their needs. They can then use their allowance to cover their DPC membership fees at Internal Healing & Wellness MD, ensuring access to quality, personalized primary care.

Design Your QSEHRA Plan

We can connect you with a trusted QSEHRA administrator to help you navigate the program's setup and answer any questions you may have.

Additional Considerations

  • Tax Advantages: We'll work with your QSEHRA administrator to ensure you fully understand the tax benefits associated with the program, maximizing your cost savings.
  • Real-World Examples: We can share case studies demonstrating how similar businesses have successfully implemented QSEHRA and DPC plans, reducing healthcare costs while improving employee satisfaction.

Frequently Asked Questions

If you have fewer than 50 full-time equivalent employees, you likely qualify.

Contact Internal Healing & Wellness MD. We'll connect you with our trusted QSEHRA administrator for guidance and program setup.

DPC focuses on primary care. We recommend pairing it with a high-deductible plan or a health-sharing plan for major medical expenses.

Absolutely! They can use their allowance on a wide range of qualified medical expenses, including individual insurance premiums.

QSEHRA is a great complement to high-deductible plans! Employees can use their allowance for copays, deductibles, and other costs.

DPC focuses on primary care. We recommend pairing it with a high-deductible plan or a health-sharing plan for major expenses and emergencies. QSEHRA can help offset the costs.

This varies by practice. At IHAWMD, typical services include office visits, virtual consultations, preventive care, chronic disease management, and often basic lab work.

Yes! We can provide superbills for you to submit to your insurance for potential reimbursement.

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